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BDO Credit Card Application Promo Codes: How to Get Extra Perks

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BDO Credit Card Application Promo Codes: How to Get Extra Perks

Introduction

Are you planning to apply for a BDO credit card and want to maximize your benefits? Here’s some good news — BDO credit card application promo codes can give you freebies, cashback, discounts, or bonus rewards when you apply for a new card.

For first-time credit card users, this is the perfect opportunity to enjoy extra perks right from the start. In this guide, I’ll walk you through what promo codes are, where to find them, how to use them, and tips to get the most out of your BDO credit card application.

What Are BDO Credit Card Promo Codes?

BDO credit card promo codes are special codes provided by Banco de Oro (BDO) that give applicants exclusive perks when applying for a credit card. Depending on the ongoing promo, these perks may include:

  • Cashback or rebates after approval
  • Freebies or vouchers for shopping, dining, or travel
  • Bonus rewards points to kickstart your earnings
  • Exclusive discounts from BDO partner merchants

Promo codes are usually time-sensitive, meaning you need to apply within the promo period to enjoy the benefits.

Where to Find BDO Credit Card Promo Codes

Finding the right promo code is key to maximizing your rewards. Here are the most common ways to get them:

1. BDO Official Website

Visit the BDO Promotions section regularly to check for the latest offers and codes.

2. Email Invitations

If you’re an existing BDO account holder, you may receive exclusive application promo codes via email.

3. Partner Merchant Promos

BDO often collaborates with brands like Lazada, Shopee, SM, Zalora, and Agoda. Sometimes, these partners release special promo codes for BDO credit card applicants.

4. In-Branch Exclusive Offers

Walk-in applicants at selected BDO branches may receive unique application codes not available online.

How to Use BDO Credit Card Promo Codes

Applying for a BDO credit card with a promo code is simple. Here’s how:

Step 1 — Check for Active Promo Codes

Confirm that the promo period is ongoing to ensure your code is valid.

Step 2 — Enter the Promo Code During Application

When applying online, you’ll find a promo code field in the application form. Input the code there before submitting.

Step 3 — Submit the Required Documents

Prepare your requirements:

  • Valid government-issued ID (UMID, Passport, Driver’s License, etc.)
  • Proof of income (Payslip, ITR, or Certificate of Employment)
  • Proof of billing (Electric, Water, or Internet bill)

Step 4 — Wait for Approval

Once your application is approved, your perks, cashback, or freebies will be automatically applied.

Perks You Can Get with BDO Credit Card Promo Codes

1. Cashback and Rebates

Some promo codes give instant cashback — for example, ₱2,000 credited directly to your statement after approval.

2. Freebies and Shopping Vouchers

Promos may include Lazada vouchers, SM gift cards, or even small appliances for qualified applicants.

3. Bonus Rewards Points

Earn double or triple rewards points on your first few purchases when you apply with a valid promo code.

4. Partner Merchant Discounts

Enjoy exclusive discounts when shopping, dining, or traveling with BDO’s partner brands.

Tips to Maximize Your BDO Credit Card Perks

  • Always check promo deadlines — perks are time-sensitive.
  • Use the card early to activate cashback and bonus rewards.
  • Read the promo terms carefully to avoid missing requirements.
  • Compare offers before applying so you can choose the best promo for your spending habits.

Calculate Your Credit Card Costs Before Applying

Before applying for a BDO credit card — even with promo perks — it’s smart to know how much you’ll actually pay monthly. Use the Credit Card Cost Calculator to estimate your potential payments and ensure the card fits your budget.

TL;DR (Quick Summary)

  • BDO credit card promo codes give cashback, freebies, discounts, and bonus rewards.
  • You can find promo codes on the BDO website, email invites, partner merchants, or in-branch offers.
  • Use the promo code during application to claim your perks.
  • Check promo validity, submit all requirements, and activate your rewards early.
  • Use the Credit Card Cost Calculator before applying to plan your budget.

FAQs

1. How do I know if there are active BDO credit card promo codes?

Check the BDO official website or watch out for email invitations from BDO.

2. Do I always need a promo code to get freebies?

Not always. Some promos are automatic, but others require entering a valid code during your application.

3. Are there extra requirements when using a promo code?

No, the requirements remain the same — you just need to enter the correct promo code.

4. Can I use the same promo code for all BDO credit cards?

Not necessarily. Some promo codes are specific to certain BDO cards, like ShopMore, Platinum, or Visa Gold.

5. What happens if I enter the wrong promo code?

Your application will still be processed, but you won’t receive the special perks tied to the promo.

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