Kung first time mo pa lang mag-apply ng credit card, siguradong marami kang tanong — What is a credit card? How does it work? Ano ba ang benefits? At higit sa lahat, saan ka tatawag kung may concern ka sa iyong RCBC Credit Card?
This guide will serve as your complete RCBC Credit Card contact number directory plus a quick crash course on what a credit card is, how to apply, and the benefits of having one. Perfect para sa mga first-time credit card users sa Pilipinas.
What Is a Credit Card?
A credit card is like a borrowed wallet from the bank. Pwede kang gumastos ngayon, pero babayaran mo siya sa due date. Unlike debit cards (pera mo agad ang binabawas), credit cards give you flexibility and sometimes rewards.
How a Credit Card Works
Swiping or tapping – ginagamit mo siya to pay for purchases.
Billing cycle – every month, makakareceive ka ng statement of account.
Minimum due – pwede mong bayaran ang minimum lang, pero may interest.
Full payment – kung gusto mong iwasan ang charges, bayaran lahat sa due date.
Benefits of a Credit Card
Cashless convenience – hindi mo na kailangan magdala ng malaking cash.
Emergency backup – pwede mong gamitin sa biglaang gastos.
Rewards & promos – RCBC Bankard often gives points, discounts, and cashback.
Build credit history – makakatulong kung balak mong umutang sa future (car loan, housing loan, etc.).
👉 Tip: Before applying, try the Credit Card Cost Calculator para makita kung magkano talaga ang gastos mo sa interest kung hindi ka agad nagbabayad in full.
RCBC Credit Card Contact Number Directory
RCBC Credit Card Customer Service Hotline
Metro Manila: (02) 8888-1888
Domestic Toll-Free (PLDT): 1-800-10-888-1888
International Collect Calls: +632-8888-1888
RCBC Credit Card Lost or Stolen Card Hotline
Kung nawala ang card mo, tawag agad para maiwasan ang fraud:
