Seasonal Credit Card Promos – September 2025 Edition
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Seasonal Credit Card Promos – September 2025 Edition
Introduction
The “Ber” months are here, and September officially kicks off the shopping, dining, and travel season in the Philippines! Banks and credit card companies are launching huge promos this month, giving you the chance to enjoy rewards, discounts, and cashback offers.
If you’re a first-time credit card user, this guide is perfect for you. We’ll break down the best September 2025 credit card promos, explain how to maximize rewards, and share tips to spend smarter without hurting your budget.
1. Dining Delights: Eat Well, Spend Less
Foodies, rejoice! September 2025 is packed with dining deals you shouldn’t miss.
Maya Black – Up to 10× Reward Miles
Use your Maya Black card at participating restaurants and earn up to 10× reward miles. Perfect for food lovers who also want to rack up travel points.
BDO Dining Promos
BDO cardholders are getting huge savings this month:
Up to 50% off at select fine-dining restaurants.
Buffet discounts at top hotels.
Exclusive partner promos for casual dining spots.
BPI Dining Offers
BPI credit cards are giving:
Up to 50% off buffet rates at luxury hotels.
Discounts of up to 20% at partner restaurants.
Bonus reward points on selected dining spends.
China Bank Credit Card Treats
China Bank users can enjoy:
30% to 50% off at top restaurants nationwide.
Buffet promos with complimentary add-ons.
Special hotel dining discounts until late September.
EastWest Bank Deals
EastWest cardholders are in for a treat:
50% off weekend buffets at select restaurants.
Gelato, steakhouse, and Japanese dining promos.
Early holiday-themed dessert discounts.
Metrobank Dining Specials
Metrobank credit cards feature:
Up to 30% off at premium restaurants.
50% off buffet and steakhouse promos.
Cashback offers on food deliveries for online spenders.
RCBC Dining Deals
Buy 1 Get 1 bento meals at partner Japanese restaurants.
Up to 25% off pizzas and casual dining chains.
Double rewards for weekend food trips.
UnionBank Dining Promos
UnionBank offers are perfect for steak lovers and foodies:
Up to 50% off on luxury steakhouse menus.
Free bottles of wine with selected orders.
Additional dining perks for Platinum cardholders.
2. Shopping Smart: Discounts That Deliver
September also brings massive retail promos for credit card users:
Maya Black Shopping Rewards
Earn 5× reward miles during featured shopping events this month, making it easier to collect travel points.
BDO Shopping Promos
20% off premium clothing and lifestyle brands.
Exclusive discounts on designer bags and accessories.
0% installment offers for selected merchants.
BPI Shopping Discounts
BPI credit cards unlock:
20% off on designer labels via installment payments.
15% discounts on sports apparel and outdoor gear.
Special reward bonuses for mall partners.
Metrobank Shopping Deals
Metrobank users enjoy:
₱500 off online purchases at selected e-commerce platforms.
Free shipping vouchers for qualified spends.
Cashback rewards for weekend shopping.
UnionBank Shopping Bargains
Exclusive discounts for online fashion and lifestyle marketplaces.
Flash sale promos on weekends for cardholders.
Cashback offers for digital wallet top-ups.
EastWest Digital Shopping Deals
Up to 35% off on partner e-commerce sites.
Special discounts for first-time app users.
0% installment plans for gadgets and appliances.
3. Travel & Lifestyle: Beyond Food and Shopping
Planning to travel or indulge in lifestyle upgrades? September has amazing offers:
Security Bank Travel Rewards
Earn bonus reward points on international bookings.
Get travel e-gift certificates when you hit spending milestones.
Free airport lounge passes for premium cardholders.
EastWest Travel & Leisure Promos
Up to 90% off on gadgets and accessories at Digital Walker sales.
Exclusive discounts on Philippine Travel Mart packages.
Special hotel accommodation deals nationwide.
4. How to Maximize These Promos
Here are quick tips to make the most out of your credit card deals this September:
Match promos to your lifestyle Choose cards that fit how you spend—whether dining, shopping, or traveling.
Use the right card at the right time Some promos are valid only on specific days or with partner merchants.
Stack your savings Combine credit card discounts, cashback, and rewards points for maximum value.
Book early for buffets and hotels Limited slots mean you’ll need to secure reservations ahead of time.
Dining: Up to 50% off at select restaurants and buffets.
Shopping: Get 20%–35% discounts, cashbacks, and installment perks.
Travel & Lifestyle: Enjoy bonuses, free airport lounges, and hotel deals.
Tip: Always pick the card that matches your spending habits to maximize rewards.
Frequently Asked Questions (FAQs)
1. Do I need to register for these promos? Some promos require registration, but most dining and shopping discounts are automatic when you use an eligible card.
2. Can debit cards get the same promos? Some banks extend offers to debit cardholders, but most exclusive perks are for credit card users.
3. Can I combine promos and reward points? Yes! Most promos allow you to earn points while enjoying discounts.
4. Are these promos valid nationwide? Yes, though some offers are limited to partner branches, malls, or participating merchants.
5. How do I manage my spending during promo season? Set a monthly budget and track your expenses using the Credit Card Cost Calculator to avoid overspending.
Final Thoughts
September 2025 is the perfect time to maximize your credit card perks. From buffets to gadgets, clothing to travel, banks are giving you plenty of opportunities to save big and earn rewards.
If you’re new to credit cards, focus on learning the promos, tracking your expenses, and using the right card strategically. With proper planning, your September can be filled with savings and smart spending.
