An SSS Member is an individual who is officially registered with the Social Security System (SSS) and covered under its social insurance program. Membership applies to employees, self-employed individuals, overseas Filipino workers (OFWs), voluntary members, and other qualified contributors.
Being an SSS member establishes a person’s legal identity within the SSS system and is required before contributions can be posted, benefits can be claimed, or loans can be availed.
Active and valid membership ensures eligibility for SSS benefits such as sickness, maternity, disability, retirement, death, and unemployment, subject to contribution and qualifying requirements.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.