SSS Contribution Table 2022

Click a member category below to expand the full contribution table.

2022 Contribution Rate: 13%

The SSS contribution rate for 2022 remained at 13%, shared between employers (8.5%) and employees (4.5). This rate is the same as in 2021 and is lower than the increased rates applied starting 2023 onward.

To compute your exact monthly payment: SSS Contribution Calculator 2022 →

Why 2022 SSS Contribution Rates Still Matter

Even today, SSS still reviews past posted contributions when members apply for benefits. Contributions made in 2022 may still affect eligibility and benefit amounts for:

  • Maternity Benefit - requires posted contributions within the qualifying period
  • Sickness Benefit - based on recent contribution records
  • Retirement Pension - higher MSCs can increase pension amounts
  • Loan Eligibility - depends on posted MSC and membership status
  • Employment & Payroll Corrections - HR audits often reference 2022 tables

If you suspect missing or incorrect postings, use the 2022 table to verify whether the correct contribution amount was paid.

Important: Check for Underpayment or Missing Contributions

If your posted contribution for any month in 2022 is lower than the correct MSC bracket, you may request correction or retroactive posting through your SSS online account or employer.

Compute Your Exact SSS Contribution for 2022 →

How SSS Computes Employer and Employee Shares in 2022

For employed members, the total 14% contribution is shared between employer and employee. The employee pays only a portion of the contribution, while employers shoulder:

  • Employer share on Regular SS Contribution
  • Employer pays 100% of the EC (Employee Compensation) Program
  • Employer also contributes to the MPF (Mandatory Provident Fund) when MSC reaches higher brackets

You may check your payslip and compare with the table to verify if your employer is posting correctly to SSS.

Minimum and Maximum SSS Contribution in 2022

  • Minimum Monthly Salary Credit (MSC): ₱4,250
  • Maximum Monthly Salary Credit (MSC): ₱30,000
  • Minimum Contribution: ₱560 for voluntary/self-employed
  • Maximum Contribution: ₱4,200 for voluntary/self-employed

For employed members, the maximum employee share is ₱1,450 while the employer pays the rest.

Which SSS Benefits Are Affected by 2022 Contributions?

Posted contributions in 2022 help increase or qualify you for:

  • Maternity Benefit - based on the last posted MSCs
  • Salary Loan - based on updated monthly contributions
  • Sickness Benefit - requires updated postings
  • Disability & Funeral Benefits
  • Retirement Benefit - directly impacts final pension computation

2022 SSS Contribution FAQs

No. The SSS contribution rate for 2022 remained the same as 2021 at 13% of the Monthly Salary Credit (MSC). There was no increase in contribution rates during 2022.

For employed members in 2022, the 13% contribution rate was shared between:

  • Employer: 8.5%
  • Employee: 4.5%

In 2022, the minimum MSC was ₱3,000, while the maximum MSC was ₱25,000. Contributions were capped at the ₱25,000 MSC level.

Employees Compensation (EC) is paid entirely by the employer. In 2022, the EC amount was:

  • ₱10 for MSCs of ₱14,500 and below
  • ₱30 for MSCs of ₱15,000 and above

Yes. In 2022, members with an MSC above ₱20,000 automatically had a portion of their contribution allocated to the Mandatory Provident Fund (WISP).

Self-employed and voluntary members paid the full 13% contribution rate themselves, based on their chosen MSC. There was no employer share for these member types.

Contributions paid in 2022 may still be reviewed by the (SSS) when evaluating eligibility for maternity, sickness, retirement, and loan benefits. Missing or incorrect 2022 postings can affect approval.

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