SSS Maternity Application and Claims - FAQs

How to Avail of SSS Maternity Benefits?

Availing of SSS maternity benefits is a straightforward process if you meet the requirements and follow the necessary steps. These benefits are designed to provide financial assistance to female members during pregnancy and childbirth. This guide will help you understand how to apply and ensure you receive the benefits you deserve.


1. Ensure You Are Eligible

Before applying for SSS maternity benefits, verify that you meet the following criteria:

  • Active SSS Membership: You must be an active SSS member at the time of your pregnancy.
  • Paid Contributions: At least three (3) monthly contributions must have been made within the 12-month period immediately preceding the semester of your childbirth or miscarriage.
  • Notification of Pregnancy: You must have notified SSS about your pregnancy, either directly or through your employer.

2. Notify SSS About Your Pregnancy

Submitting a maternity notification is the first step to avail of this benefit. Here’s how to do it:

For Employed Members:

  1. Notify your employer as soon as possible.
  2. Your employer will submit the maternity notification to SSS on your behalf via the My.SSS portal.

For Self-Employed, Voluntary, or OFW Members:

  1. Log in to your My.SSS account at https://member.sss.gov.ph/.
  2. Go to the E-Services section and select Submit Maternity Notification.
  3. Upload a copy of your ultrasound report or pregnancy test signed by your doctor.

Note: Make sure to notify SSS before your delivery date or miscarriage to avoid disqualification.


3. Prepare the Required Documents

When claiming your SSS maternity benefits, you will need the following documents:

  • Accomplished emergency pregnancy termination. It is desi?">Maternity Benefit Application Form
  • Child’s Birth Certificate (for childbirth claims)
  • Valid Government-Issued ID
  • SSS Maternity Notification
  • Proof of Contributions (if requested)
  • Additional documents for miscarriage or emergency situations, as required by SSS


4. File Your Maternity Benefit Claim

You can file your claim online or in person:

Online Claim (via My.SSS Portal):

  1. Log in to your My.SSS account.
  2. Go to E-Services and select Submit Maternity Benefit Application.
  3. Upload all required documents.
  4. Submit your application and monitor its status in the Inquiry section.

In-Person Claim:

  1. Visit the nearest SSS branch.
  2. Submit your completed Maternity Benefit Application Form along with all required documents.
  3. Keep a confirmation slip as proof of submission.


5. Receive Your Maternity Benefit

Once your claim is approved, SSS will disburse your maternity benefit through your chosen payment method:

  • Bank Account: Ensure your account is enrolled in SSS.
  • UMID Card with ATM Functionality: If activated, your benefit can be credited here.
  • Check: For members without a bank account or UMID-ATM card.


Estimate Your Maternity Benefits

Before applying, use our SSS Maternity Benefit Calculator to estimate how much financial support you can expect: SSS Maternity Benefit Calculator. This tool will help you plan your finances during your maternity period.


Following these steps ensures a smooth process for availing of your SSS maternity benefits. Be proactive in completing the requirements and submitting your claim to enjoy the full financial support you deserve during this important phase of your life.

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