SSS Maternity Application and Claims - FAQs

Who Are Entitled to SSS Maternity Benefits?

Are you wondering if you qualify for the SSS Maternity Benefit? This financial assistance is designed to help female SSS members during childbirth, miscarriage, or emergency termination of pregnancy. Let’s break it down to make it easy for you to understand who is eligible and how to check your entitlement.


Who Can Receive the SSS Maternity Benefit?

To be entitled to the SSS Maternity Benefit, you must meet the following criteria:

  1. You Are a Female SSS Member
    The benefit is exclusively for female members of the Social Security System, regardless of their membership type:
    • Employed Members – Your employer will file the notification and reimburse the benefit to you.
    • Self-Employed Members – You can apply for the benefit directly through the SSS portal.
    • Voluntary Members – As long as you’ve paid the required contributions, you’re eligible.
    • Overseas Filipino Workers (OFWs) – OFW members can also avail of the maternity benefit.
  2. You Have Paid the Minimum Contributions
    You must have paid at least three (3) monthly contributions within the 12 months before the semester of your childbirth, miscarriage, or emergency termination of pregnancy.
  3. You Have Properly Notified SSS
    • For Employed Members: Your employer must submit the maternity notification to SSS before your delivery date.
    • For Self-Employed, Voluntary Members, or OFWs: You must submit the notification yourself via the SSS Member Portal.

What Situations Are Covered?

You can apply for the SSS Maternity Benefit in the following circumstances:

  • Live Childbirth: Whether through normal delivery or cesarean section.
  • Miscarriage: Loss of pregnancy before 20 weeks.
  • Emergency Termination of Pregnancy: This includes ectopic pregnancy and other medical emergencies.

How Much Will You Receive?

The amount you will get depends on your Average Daily Salary Credit (ADSC) and the number of maternity leave days you’re entitled to:

  • 105 days for live childbirth (normal or cesarean).
  • 60 days for miscarriage or emergency termination of pregnancy.
  • 120 days for solo parents (under the Solo Parent Act).

Check How Much You’re Entitled To

Curious about how much you can receive? Use our SSS Maternity Benefits Calculator! Simply input your salary and contributions, and it will instantly estimate your benefit amount.


Who Are Entitled to SSS Maternity Benefits?

Are you wondering if you qualify for the SSS Maternity Benefit? This financial assistance is designed to help female SSS members during childbirth, miscarriage, or emergency termination of pregnancy. Let’s break it down to make it easy for you to understand who is eligible and how to check your entitlement


Steps to Apply for SSS Maternity Benefits

Here’s how you can apply:

  1. Log in to Your SSS Account
    • Visit the SSS Member Portal and sign in.
    • If you don’t have an account yet, create one first.
  2. Submit Your Maternity Notification
    • Go to E-Services > Submit Maternity Notification.
    • Fill out the required details, including your expected delivery date, and upload the necessary documents (e.g., ultrasound report).
  3. File Your Claim After Delivery
    • After giving birth or experiencing a miscarriage, go back to the portal to file your benefit claim. You’ll need to upload additional documents like the child’s birth certificate or medical certificate.

Important Reminders

  • Ensure your SSS contributions are updated to avoid delays in processing.
  • Notify SSS as early as possible during your pregnancy.
  • Always keep copies of the documents you submit for reference.

Why Take Advantage of This Benefit?

The SSS Maternity Benefit is here to ease your financial burden during your maternity leave. Whether you’re employed, self-employed, or voluntarily contributing, you can apply as long as you meet the requirements.

Try our SSS Maternity Benefits Calculator now to find out how much financial assistance you’re entitled to!

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