How Many Days Will It Take for SSS Maternity Benefits to Get Paid?
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Once your maternity benefit application is approved by the Social Security System (SSS), the next question is: How long will it take to receive your payment? In this guide, we explain the payment timeline, how to avoid delays, and how to estimate your benefit using our SSS Maternity Benefits Calculator.
How Many Days Will It Take for SSS Maternity Benefits to Get Paid Video
Payment Timeline for SSS Maternity Benefits
There are a few steps that needs to be taken to get your pay out.
Step 1: The child most be born first. Once given birth you can follow the steps below.
Step 2: Submission of the MAT-2 Form. Once you gave birth you can submit MAT-2 Form. (Note that you already notified SSS about your pregnancy by filing the MAT-1 Form during the first 60 days of your pregnancy.)
Step 3: Wait for approval from SSS. Usually the response and approval takes 7 working days. Sometimes they are faster in response. Tracking of the response from SSS can be done through your My.SSS account.
Step 4: Approved, wait for reimbursement. Once you receive the approval notification from SSS it can take up to 15 working days which will be sent to your registered Disbursement Account Enrollment (DAEM) account. Which is your bank account or digital wallet (GCash or Maya) that has been registered, accepted and approved by SSS.
The time it takes to receive your maternity benefit after approval depends on your membership type:
1. For Employed Members
Payment Timeline: The employer advances the maternity benefit to the employee.
When Will You Get Paid? The timing depends on your company’s payroll schedule. Employers are reimbursed by SSS, but you do not need to wait for this reimbursement to receive your benefit.
2. For Self-Employed and Voluntary Members
Payment Timeline: SSS typically releases the benefit within 7 to 15 working days after claim approval.
Disbursement Method: Payments are made through your registered bank account or chosen payment facility.
What Can Affect Payment Delays?
Disbursement Account Enrollment (DAEM) Issues
Make sure your bank account or e-wallet is enrolled and verified in the My.SSS portal.
Any errors in your account details can delay payment.
Incomplete or Incorrect Documents
If your documents were incomplete or incorrect during approval, additional verifications may be needed, causing delays.
System or Branch Delays
High application volumes or system maintenance can affect the processing speed.
Tips to Speed Up Payment
File Early: Notify SSS of your pregnancy or emergency situation as early as possible.
Ensure Correct Bank Details: Double-check your bank account number, e-wallet information, and personal details in the DAEM.
Track Your Application: Log in to your My.SSS account to monitor your application status and payment progress.
Use Our SSS Maternity Benefits Calculator
Get an estimate of your expected benefit using our SSS Maternity Benefits Calculator. It provides a quick computation based on your monthly salary credit and type of delivery or contingency.
Conclusion
For self-employed and voluntary members, SSS typically releases maternity benefits within 7 to 10 working days after approval. Employed members receive their benefits from their employer based on company policy. To avoid delays, ensure your bank details are registered correctly and your documents are complete. Use our SSS Maternity Benefits Calculator to plan your benefit expectations accurately!
