Employers who advance maternity benefits to their employees are eligible to file for reimbursement from the Social Security System (SSS). However, the waiting time for reimbursement can be a concern for businesses managing cash flow. This guide explains how long the process takes in weeks, the steps involved, and factors that may affect the timeline. We’ll also show you how to estimate maternity benefits with our SSS Maternity Benefits Calculator.
How Long Does SSS Maternity Reimbursement Take in Weeks?
The entire process from filing to receiving the reimbursement typically takes:
- 2 to 3 weeks for complete and correctly filed claims.
Breakdown of the Timeline
- Processing Time for Approval:
- SSS reviews and processes the reimbursement within 7 to 10 working days (approximately 1.5 to 2 weeks) after submission.
- Disbursement Time:
- Once approved, the reimbursement is credited to the employer’s bank account, which can take an additional 5 to 7 working days (another 1 to 1.5 weeks), depending on the bank’s processing schedule.
Factors Affecting the Timeline
- Completeness of Documents:
- Incorrect or missing information in the reimbursement application will require resubmission, leading to delays.
- Peak Filing Periods and Backlogs:
- Filing during high-traffic periods can slow processing times due to higher volumes of claims.
- Disbursement Account Enrollment (DAEM):
- Ensure the employer’s bank account is registered and verified to prevent delays in fund transfer.
How to Avoid Delays
- File as Early as Possible: Submit your reimbursement claim immediately after paying the benefit to the employee.
- Ensure Complete and Accurate Documentation: Include all required forms, receipts, and supporting documents.
- Track Your Application Online: Use the My.SSS portal for employers to monitor the status of your claim.
Estimate Maternity Benefits with Our Calculator
To calculate the maternity benefit amount for proper reimbursement, use our SSS Maternity Benefits Calculator. It simplifies the process by generating estimates based on monthly salary credits and type of delivery.
Conclusion
SSS maternity reimbursement generally takes about 2 to 3 weeks from filing to receiving payment. Ensuring that all requirements are met and filing early can help minimize delays. To calculate the correct benefit amount, visit our SSS Maternity Benefits Calculator for a quick estimate.






