If you’re a female member of the Social Security System (SSS) in the Philippines, you may be entitled to maternity benefits to help cover your income during pregnancy and childbirth. This article explains how much maternity benefitⓘ they advanced to an employee. Under SSS rules, employers pay the full amount upfront a?" title="Maternity Reimbursement is the process by which employers recover the full maternity benefit they advanced to an employee. Under SSS rules, employers pay the full amount upfront a?">SSS maternity reimbursementⓘ you can expect, how it’s calculated, and how to get an accurate estimate using our SSS Maternity Benefits Calculator.
What Is SSS Maternity Reimbursement?
SSS maternity reimbursement refers to the payment given by SSS to either:
Employers: Reimbursing the amount they advanced to an employee on maternity leave.
Self-employed and voluntary members: Paid directly by SSS after claim approvalⓘ.
How Much Can You Get?
The maternity reimbursement amount depends on your monthly salary creditⓘ (MSC) and contributions. The benefit is calculated as follows:
Total Benefit Total Maternity Benefit=Daily Maternity Benefit Ă— Number of Leave Days Leave days allowed are: 105 days for normal or cesarean deliveryⓘ 120 days for solo parents 60 days for miscarriage or emergency terminationⓘ of pregnancy
Example Computation
Suppose your highest MSCs total ₱90,000.
Divide by 180 to get a ADSCⓘ). This allowance partially replaces lost income dur?" title="The Daily Sickness Allowance is the per-day amount payable to the member, equal to 90% of the Average Daily Salary Credit (ADSC). This allowance partially replaces lost income dur?">daily benefitⓘ is the amount a member receives per day when claiming sickness or maternity benefits. It is computed using the Average Daily Salary Credit (ADSC), typica?" title="The average daily benefit is the amount a member receives per day when claiming sickness or maternity benefits. It is computed using the Average Daily Salary Credit (ADSC), typica?">daily benefitⓘ of ₱500.
For normal delivery (105 days): 500Ă—105= PHP 52,500
This amount would be your total maternity reimbursement.
Who Gets the Reimbursement?
Employed Members: Employers advance the benefit and file for reimbursement.
Self-Employed and Voluntary Members: SSS directly pays the member after approval.
SSS maternity reimbursement varies depending on your monthly salary credit and the number of leave days. Keep your SSS contributions updated to maximize your benefit. Compute your estimated reimbursement today using our SSS Maternity Benefits Calculator!
