When to Get SSS Maternity Benefits

The Social Security System (SSS) provides maternity benefits to eligible female members to help cover income loss during pregnancy and childbirth. Knowing when you can receive your maternity benefits is crucial for planning your finances. This guide explains the timing of benefit disbursement, what to expect, and how to prepare. For personalized estimates, use our SSS Maternity Benefits Calculator.

When Can You Get Your SSS Maternity Benefits?

The timing of receiving maternity benefits depends on whether you are employed, self-employed, or a voluntary member.

1. Employed Members

• When:
  The employer is responsible for advancing the full maternity benefit to the employee.
• Timing:
  Employers typically release the benefit within 30 days of the employee filing for maternity leave or providing necessary documents.
• Reimbursement to Employers:
  Employers get reimbursed by SSS once the claim is processed and approved.

2. Self-Employed and Voluntary Members

• When:
  The benefit is provided directly by SSS after childbirth or pregnancy termination.
• Timing:
  Upon submission of complete documents, SSS releases the benefit within 7 to 10 working days after claim approval.

Steps to Ensure Timely Release

1. File Your Maternity Notification Early
   • Use the My.SSS portal or visit a branch to submit your notification before childbirth.
2. Keep Contributions Updated
   • You must have at least three posted monthly contributions in the 12 months before your semester of childbirth.
3. Submit Complete Documents
   • Ensure you provide birth or medical certificates, identification, and other required forms.
4. Register Your Disbursement Account
   • Enroll your bank account or e-wallet in the SSS Disbursement Account Enrollment Module (DAEM).

How to Estimate Your Maternity Benefit

Use our SSS Maternity Benefits Calculator to know how much you’ll receive based on your contributions and monthly salary credit.

Conclusion

Employed members receive their benefit through their employer, while self-employed and voluntary members get it directly from SSS after claim approval. Timing varies from 7 to 30 days, depending on processing. Ensure your documents and contributions are up-to-date for faster release. Don’t forget to use our SSS Maternity Benefits Calculator to plan your finances!