SSS Maternity Benefits - FAQs

Do I Need to Submit an Updated Employer Certification After Miscarriage?

Do I Need to Submit an Updated Employer Certification After Miscarriage?

Losing a pregnancy is already a heavy experience — emotionally, physically, and mentally. On top of that, SSS members often worry about the paperwork needed to claim their SSS Maternity Benefit for Miscarriage.

One of the most common questions from employed members is:

“Kailangan ko bang mag-submit ng updated employer certification kahit miscarriage ang nangyari?”

Let’s break down the answer so you know exactly what to prepare.


đź’ˇ Why This Question Matters for SSS Members

Your Employer Certification is one of the key documents SSS requires to process your claim. It confirms:

  • Your employment status
  • Your salary details
  • The exact leave period due to miscarriage

Without it, your claim could get delayed or denied — even if all your medical documents are complete.


đź“‹ Is an Updated Employer Certification Required?

Short Answer:

Yes, if you are an employed SSS member and your original maternity leave schedule changed because of a miscarriage.


đź“‚ When You Need to Update the Employer Certification

SituationDo You Need to Update?Why
Original maternity leave dates changed due to miscarriageâś… YesSSS needs the actual leave dates for correct benefit calculation
Miscarriage occurred before filing maternity claimâś… YesEmployer must certify correct type of leave and cause
Miscarriage happened after filing and leave already approvedâś… YesSSS requires updated form to reflect final leave period
You are self-employed or voluntary member❌ NoNo employer certification needed; submit self-declaration instead


📝 Example Scenario

Anna, 32, applied for maternity leave expecting to give birth in September. Unfortunately, she miscarried in July.

  • Her employer had already issued an Employer Certification for her September leave.
  • Since her leave dates changed, her HR prepared an updated certification showing the new leave period starting July.
  • This updated document ensured SSS calculated her benefit based on the actual number of days she was entitled to for miscarriage (60 days instead of 105 days for live childbirth).

⚠️ Common Reasons SSS Rejects Claims Over Employer Certification

  • Certification not updated after leave dates change
  • Employer forgot to indicate “miscarriage” as the cause
  • Unsigned or unstamped employer form
  • Mismatch between employer certification and medical documents

đź›  How to Solve Employer Certification Issues

If Employer Hasn’t Updated the Form

  • Politely request HR to issue a new certification with correct dates and reason (“miscarriage”).

If Employer Is Unresponsive

  • Send a formal request in writing (email or letter).
  • Keep a copy of all communication as proof.

If You Are Already Resigned

  • Ask your former HR to issue the certification covering your employment period before resignation.

📌 Steps You Can Do Yourself Before Filing

  1. Check that the leave dates match your doctor’s medical certificate.
  2. Confirm that “miscarriage” is clearly stated in the certification.
  3. Ask HR to sign and stamp the form.
  4. Use the SSS Maternity Benefits Calculator for Miscarriage to estimate your payout based on your updated leave dates.

🚫 If You Still Can’t Fix the Certification

  • Go to your nearest SSS branch with your medical documents and explain the situation.
  • Request for manual evaluation — sometimes SSS accepts affidavits or payroll records as alternative proof.
  • If employer refuses completely, you can file a formal complaint with DOLE for non-cooperation.

TL;DR (Too Long; Didn’t Read)

  • Yes, you need an updated employer certification if your maternity leave dates changed due to miscarriage.
  • Make sure it clearly states “miscarriage” and matches your medical documents.
  • Without it, your claim may be delayed or denied.
  • Use the SSS Maternity Benefits Calculator for Miscarriage to double-check your expected payout.

âť“ FAQs

1. What if my employer refuses to update the certification?
You can request SSS to evaluate your claim with alternative proof, but it may take longer.

2. Can I still get benefits without an employer certification?
If employed, SSS usually requires it. Without it, claim processing will be more difficult.

3. How many days of leave am I entitled to for miscarriage?
60 calendar days, per SSS policy.

4. Do I need an updated certification if miscarriage happened before filing?
Yes, so SSS has accurate dates from the start.

5. What if I’m self-employed?
No employer certification is needed. Submit a self-declaration instead.

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