Ready to get your new credit card?

SSS Maternity Benefits - FAQs

How Many Days of Maternity Leave Are Covered for Miscarriage?

/

How Many Days of Maternity Leave Are Covered for Miscarriage?

When you experience a miscarriage, the last thing you want to worry about is paperwork. But knowing how many days of SSS maternity leave you are entitled to is crucial so you can plan your recovery and finances.

This isn’t just about benefits—it’s about understanding your rights under the law and making sure you receive the support you deserve during such a difficult time.

How Many Days Are Covered for Miscarriage

Under the Expanded Maternity Leave Law (RA 11210):

  • Live birth (normal or C-section): 105 days of paid maternity leave
  • Miscarriage or emergency termination of pregnancy: 60 days of paid maternity leave

This applies regardless of whether you are:

  • Employed
  • Self-employed
  • Voluntary member
  • OFW member

Quick Comparison Table

Pregnancy OutcomeDays CoveredLaw Reference
Normal/C-section delivery105 daysRA 11210
Miscarriage/ECTP60 daysRA 11210

Why Miscarriage Has Fewer Days

The law grants shorter leave for miscarriage (60 days) compared to live birth (105 days) because the latter also accounts for infant care time.
For miscarriage, the leave focuses solely on physical and emotional recovery.

Example Computation

Let’s say your Average Daily Salary Credit (ADSC) is ₱800:

  • Miscarriage: ₱800 Ă— 60 days = ₱48,000 benefit
  • Live birth: ₱800 Ă— 105 days = ₱84,000 benefit

You can instantly compute your exact benefit using the
SSS Maternity Benefits Calculator for Miscarriage.

Common Causes of Confusion

  1. Assuming all maternity leave is 105 days – This is only for live births.
  2. Unclear filing rules – Some don’t know they can still file even if miscarriage already happened before MAT-1 submission.
  3. Miscalculated benefit – Incorrectly computed ADSC or days.

How to Make Sure You Get Your Correct Days and Benefit

What You Should Do:

  • Submit MAT-1 as soon as pregnancy is confirmed (or together with MAT-2 if miscarriage already occurred).
  • Prepare these documents:
    • Medical certificate indicating miscarriage
    • Histopathology or ultrasound report
    • MAT-1 and MAT-2 forms
  • Verify your posted contributions in the My.SSS portal.

DIY Fixes Before Filing a Complaint:

  • Double-check your ADSC and days using the calculator.
  • Compare your SSS online record with your payslips.
  • Correct any missing contributions through your employer or SSS branch.

If the Issue Still Persists:

  • If SSS says you’re only entitled to 60 days, remember this is mandated by law. They cannot increase the days.
  • If your amount is lower due to contribution errors, file a Request for Contribution Correction before resubmitting your claim.

TL;DR (Too Long; Didn’t Read)

FAQs

1. How many days of maternity leave for miscarriage?
60 days, as per RA 11210.

2. Does it matter if the miscarriage is early or late in pregnancy?
No, it’s still 60 days regardless of gestational age.

3. Can I get 105 days if I had a miscarriage?
No, 105 days is only for live births.

4. How is the SSS benefit for miscarriage computed?
Average Daily Salary Credit Ă— 60 days.

5. Can I still file if I didn’t submit MAT-1 before miscarriage?
Yes, but submit MAT-1 and MAT-2 together with medical proof of miscarriage.

Related Posts:

To top