SSS Maternity Leave for Miscarriage: What You Need to Know

Experiencing a miscarriage is emotionally and physically challenging. The Social Security System (SSS) recognizes this and provides maternity benefits not just for childbirth but also in the event of a miscarriage or emergency termination of pregnancy.

In this guide, we’ll explain your rights as an SSS member, how to claim your SSS maternity leave benefit for miscarriage, and the exact requirements you’ll need to file.

✅ Is Miscarriage Covered by SSS Maternity Benefits?

Yes. Under Republic Act No. 11210 (Expanded Maternity Leave Law), a female SSS member who suffers a miscarriage or emergency termination of pregnancy is entitled to:

📌 60 days of paid maternity leave

This benefit is fully paid based on your average monthly salary credit (AMSC) and can be claimed even if the pregnancy was non-viable.

👩 Who Can Avail the Benefit?

You are eligible for the SSS maternity benefit for miscarriage if:

You are an SSS member (employed, voluntary, self-employed, OFW, or non-working spouse)
You have at least 3 monthly contributions within the 12-month period before the semester of miscarriage
You filed the Maternity Notification (MAT-1) with SSS (preferably before the incident)

📋 SSS Maternity Requirements for Miscarriage

Here are the documents required to file your claim:

📌 1. SSS Maternity Benefit Application Form (MAT-2)

This is the form to claim your benefit after the miscarriage.

📌 2. Proof of Miscarriage

Any of the following:

Clinical or hospital records
Ultrasound report
D&C or histopathology report
Medical certificate from the attending physician confirming the miscarriage and its date

📌 3. Valid Government-Issued ID

For identity verification.

📌 4. Proof of SSS Contributions

You can view and print this from your My.SSS account.

📌 5. Disbursement Account Enrollment Form (DAEM)

To receive your benefit, you must enroll a bank or e-wallet account via the SSS portal.

📝 How to File for Maternity Benefit for Miscarriage

Option 1: Online via My.SSS

Log in to 👉 https://member.sss.gov.ph
Go to E-Services > Submit Maternity Benefit Application
Fill out MAT-2 and upload the required documents
Submit and wait for confirmation

Option 2: Walk-In at an SSS Branch

Bring all your documents and submit them to the nearest SSS office. Some branches may require an appointment, so call ahead.

💳 How Much Will You Receive?

The amount you receive is based on:

Your Average Daily Salary Credit
Multiplied by 60 days (for miscarriage cases)

🧮 Want to estimate your benefit?
Use this tool: 👉 SSS Maternity Benefits Calculator

⏳ When Will You Get Paid?

If your documents are complete and verified:

You’ll typically receive your benefit within 10 to 30 working days
It will be credited to your bank or e-wallet account (as enrolled in the DAEM)

🧠 FAQs

Q: Is the 60-day leave paid even if I’m not employed?

Yes, as long as you are an SSS member with the required contributions.

Q: Do I need to notify SSS before the miscarriage?

Ideally, you should have filed a MAT-1 upon confirmation of pregnancy. But if you were not able to do so, bring all medical evidence of the miscarriage and consult with SSS — they may still honor the claim depending on the case.

Q: Can I reapply for maternity benefits in the future?

Yes. Miscarriage does not disqualify you from claiming benefits for future pregnancies.

💬 Final Thoughts

A miscarriage is never easy — emotionally or physically. The SSS maternity benefit for miscarriage exists to provide some form of financial support during this difficult time. Make sure your documents are complete, and don’t hesitate to reach out to SSS for help or clarification.

If you’re unsure about your eligibility or need help filing online, I can walk you through the process.

You are not alone. 💛

SSS Maternity Leave for Miscarriage