How to Use the SSS Mobile App to Check Your Qualifying Period for Maternity Benefits 2026
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How to Use the SSS Mobile App to Check Your Qualifying Period for Maternity Benefits 2026
If you’re expecting a baby in 2026 and planning to file for SSS Maternity Benefits, one of the first things you need to check is your qualifying period.
Good news — you don’t have to visit an SSS branch or open a computer. You can check it right from your phone using the SSS Mobile App.
In this guide, we’ll show you step-by-step how to use the app to view your contribution history, calculate your qualifying period, and confirm if you’re eligible for maternity benefits.
We’ll also share real stories of moms who used the app to avoid delays and ensure their claims were approved on time.
💡 Why You Should Check Your Qualifying Period Early
The SSS qualifying period is crucial in determining if you’re eligible for maternity benefits. You must have at least 3 monthly contributions within the 12-month period before your semester of contingency — that’s the 6-month period including your Expected Delivery Date (EDD).
If you fail to meet that requirement, your maternity claim might be denied.
The SSS Mobile App lets you easily check this by viewing your posted contributions and computing your qualifying months using your EDD.
📱 Step-by-Step Guide: Checking Your Qualifying Period on the SSS Mobile App
🧾 Step 1: Download and Log In to the SSS Mobile App
Open Google Play Store or Apple App Store.
Search for SSS Mobile App and install it.
Log in using your My.SSS credentials (the same email and password you use on the web portal).
If you don’t have an account yet, tap “Register” and follow the instructions to link your SSS number and mobile number.
🔍 Step 2: Go to “Inquiry” → “Contributions”
Once logged in:
Tap the Menu (☰) icon.
Select Inquiry.
Choose Contributions.
You’ll see your contribution record year by year. Each month with a posted amount means it was successfully paid.
💡 Blank months or zeros mean missing contributions — these can affect your maternity eligibility.
📅 Step 3: Identify Your Expected Delivery Date (EDD)
You can find your EDD from your OB-Gyne’s certificate or pregnancy book. Once you have your EDD, use it to determine your semester of contingency — the 6-month period that includes your EDD and the 3 months before it.
🧮 Step 4: Compute Your Qualifying Period Automatically
So, if your app shows at least 3 paid months between January and December 2025, you’re qualified!
📊 Qualifying Period Chart for 2026
EDD (Expected Delivery)
Semester of Contingency (Exclude)
Qualifying Period (12 Months)
Jan–Mar 2026
Q1 2026 + Q4 2025
Oct 2024 – Sep 2025
Apr–Jun 2026
Q2 2026 + Q1 2026
Jan 2025 – Dec 2025
Jul–Sep 2026
Q3 2026 + Q2 2026
Apr 2025 – Mar 2026
Oct–Dec 2026
Q4 2026 + Q3 2026
Jul 2025 – Jun 2026
After viewing your contributions on the app, compare them with your qualifying period. If you see at least 3 paid months within that 12-month window, you’re eligible!
👩🍼 Real-Life Stories: Using the SSS App for Maternity Checks
Clarisse’s Story – Office Worker Turned Freelancer
Clarisse from Makati resigned from her corporate job in 2025 and switched to freelance work. Her EDD was in May 2026. Using the SSS Mobile App, she checked her 2025 contributions and confirmed she had six paid months — enough to qualify. She then verified it using the calculator and successfully filed her claim.
Rowena’s Story – OFW on Vacation Leave
Rowena, an OFW from Dubai, used the SSS Mobile App while abroad to check her contribution record. Her EDD was in November 2026. She noticed missing payments and quickly paid voluntary contributions before June 2026. Her claim was approved before returning overseas.
Dianne’s Story – Newly Married Teacher
Dianne from Baguio used the app to review her record while preparing her maternity leave papers. Her EDD in February 2026 meant her qualifying period was October 2024–September 2025, and since she had continuous government deductions, she was immediately qualified.
Leah’s Story – Market Vendor and First-Time Mom
Leah from Iloilo was surprised she could check her SSS record on her phone. With an EDD in August 2026, she used the app to confirm her April 2025–March 2026 qualifying period. She made sure to complete her voluntary payments and claimed her full benefit.
⚙️ Common Issues When Using the SSS Mobile App
Issue
Possible Reason
Solution
App not loading or crashing
Outdated version
Update from Play Store/App Store
Missing contribution months
Delay in posting
Wait 1–2 weeks or contact SSS branch
Wrong EDD used
Based on early ultrasound
Always verify with OB certificate
Blank contributions
Employer failed to remit
Request employer re-submission (R3 Form)
Not showing voluntary payments
Payment not reflected yet
Bring proof of payment to SSS for posting
🧾 TL;DR – Quick Summary for Busy Moms
📱 Use the SSS Mobile App → Inquiry → Contributions to view your paid months.
✅ You need 3 valid contributions within the 12-month qualifying period to qualify.
💬 Always verify if your employer or voluntary payments are correctly posted.
❓ FAQs About Checking Qualifying Period Using the SSS App
1. Can I file for maternity benefits through the app? Not yet. The SSS Mobile App only allows inquiry and record viewing, not online filing. Use your My.SSS web account for filing.
2. What if my contributions aren’t updated? Bring your payment receipts to the nearest SSS branch to request manual posting.
3. Can I use the app if I’m an OFW or voluntary member? Yes. The SSS app works worldwide as long as you have internet access.
4. How accurate is the contribution record on the app? It’s directly connected to SSS’ database — what you see is your official record.
5. Can I check my qualifying period directly on the app? The app shows your contribution months, but you’ll need to compute (or use the calculator) to identify your exact qualifying period.
❤️ Final Advice
The SSS Mobile App is one of the most useful tools for expecting moms in 2026. By checking your contributions early, you’ll avoid last-minute stress, missing payments, or delays in your maternity benefit approval.
