SSS Qualifying Period Examples for August 2026 Delivery
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SSS Qualifying Period Examples for August 2026 Delivery
Are you expecting to give birth in August 2026? If yes, it’s time to check your SSS maternity benefit eligibility — and the key is understanding your qualifying period.
Many first-time moms think that simply paying this year is enough, but that’s not always the case. Your benefit depends on specific months of contribution before your delivery semester.
🤰 Why Understanding Your SSS Qualifying Period Matters
The SSS Maternity Benefit is one of the most helpful programs for Filipino mothers — it provides cash assistance during your maternity leave, whether you’re employed, self-employed, or voluntary.
But SSS only approves your claim if you’ve paid at least 3 monthly contributions within your qualifying period — the 12-month window before your semester of delivery.
Kung member ka ng SSS, good news — pwede kang mag-apply basta nakabayad ka sa tamang buwan.
🧮 Step 1: Identify Your Semester of Contingency
Your semester of contingency is made up of:
The quarter of your delivery, and
The quarter right before it (total of 6 months)
For an Expected Delivery Date (EDD) in August 2026:
Quarter of delivery = Q3 2026 (July–September)
Previous quarter = Q2 2026 (April–June)
✅ Semester of contingency:April 2026 – September 2026
These 6 months are excluded from your qualifying period computation.
📆 Step 2: Count 12 Months Backward
Starting from April 2026, count 12 months backward to determine your qualifying period.
That gives you: April 2025 – March 2026
âś… Qualifying Period: April 2025 to March 2026 You must have at least 3 valid SSS contributions within this period to qualify.
đź“Š August 2026 Delivery Summary
Expected Delivery Date (EDD)
Quarter of Delivery
Semester of Contingency (Exclude)
Qualifying Period (12 Months)
Minimum Contributions Required
August 2026
Q3 2026
Q3 2026 + Q2 2026
April 2025 – March 2026
3
💡 Tip: Payments made during April–September 2026 won’t count toward your maternity benefit. Only April 2025 to March 2026 contributions will be used to check your eligibility.
Leah’s Story – Market Vendor and First-Time Mom
Leah from Iloilo was due in August 2026. When she discovered that her qualifying period was April 2025 to March 2026, she quickly completed all voluntary payments. Her proactive planning ensured she received her full 105-day maternity benefit.
Clarisse’s Story – Office Worker Turned Freelancer
Clarisse from Makati stopped working in mid-2025 to freelance. With her due date set for August 2026, she worried about losing eligibility. But when she used the SSS Maternity Qualifying Period Calculator 2026, she confirmed her employee payments from April 2025–December 2025 were enough to qualify.
Rowena’s Story – OFW Who Paid Online
Rowena, an OFW from Dubai, learned she could pay her SSS as a voluntary member through online channels. By making her payments before March 2026, she secured her eligibility even while working abroad.
Dianne’s Story – Teacher Who Planned Early
Dianne from Baguio had her baby in August 2026. Because her school automatically remitted her contributions from April 2025 to March 2026, her SSS maternity claim was processed quickly with no issues.
🧮 Step 3: Verify Instantly Using the Calculator
1. What if I give birth earlier than August 2026? SSS will base the computation on your actual delivery date, not your EDD.
2. Can I pay missed months later to qualify? No, late or retroactive payments won’t count toward your maternity eligibility.
3. I changed from employed to voluntary member — will it affect my claim? No, as long as your contributions from April 2025–March 2026 are complete.
4. How do I check my SSS contributions? Log in to My.SSS → Inquiry → Contributions on the official SSS website.
5. How many days of maternity leave do solo parents get? Solo parents are entitled to 120 days of paid maternity leave.
❤️ Final Reminder
For August 2026 deliveries, your qualifying period is April 2025 to March 2026.
