SSS Qualifying Period Examples for June 2026 Delivery

If your Expected Delivery Date (EDD) is June 2026, one of the most important things you need to understand before applying for SSS Maternity Benefits is your qualifying period. Many first-time moms get confused about which months count toward eligibility — so let’s make it simple.

In this guide, we’ll explain step-by-step how to find your qualifying period, show real stories from other moms, and help you verify instantly using the SSS Maternity Qualifying Period Calculator 2026.

🤰 Why Knowing Your Qualifying Period Matters

The SSS Maternity Benefit gives cash assistance to female members who can’t work due to childbirth, miscarriage, or early termination of pregnancy.

But here’s the catch: being an active SSS member is not enough — your payment months must fall inside your qualifying period.

Kung member ka ng SSS, good news — pwede kang mag-apply basta nakabayad ka ng tama sa qualifying months.

🧮 Step 1: Identify Your Semester of Contingency

The semester of contingency is the six-month period made up of:

The quarter of your delivery, and
The quarter right before it

For an EDD in June 2026:

Quarter of delivery = Q2 2026 (April–June)
Previous quarter = Q1 2026 (January–March)

✅ Semester of contingency: January 2026 – June 2026

These 6 months are excluded when computing your qualifying period.

📆 Step 2: Count 12 Months Backward

From the first month of your semester (January 2026), count 12 months backward.

That gives you:
January 2025 – December 2025

✅ Qualifying Period: January 2025 to December 2025
You must have at least 3 SSS contributions within this period to be eligible for SSS maternity benefits.

📊 June 2026 Delivery Summary

Expected Delivery Date (EDD)	Quarter of Delivery	Semester of Contingency (Exclude)	Qualifying Period (12 Months)	Minimum Contributions Required
June 2026	Q2 2026	Q2 2026 + Q1 2026	January 2025 – December 2025	3

💡 Tip: Contributions made during January–June 2026 won’t count for this pregnancy. Focus on making sure you’ve paid contributions within January–December 2025.

👩‍🍼 Real-Life Stories from Filipino Moms

Clarisse’s Story – Office Worker Turned Freelancer

Clarisse from Makati transitioned from office work to freelancing in early 2025. She feared missing contributions would affect her June 2026 maternity benefit. After using the SSS Maternity Qualifying Period Calculator 2026, she confirmed her earlier employee payments (January–December 2025) were enough to qualify her.

Leah’s Story – Market Vendor and First-Time Mom

Leah from Iloilo learned that her qualifying period for her June 2026 due date was January–December 2025. By completing her voluntary payments before December 2025, she secured her 105-day maternity benefit without any issue.

Dianne’s Story – Public School Teacher

Dianne from Baguio had a stable contribution record from her teaching job. Her June 2026 delivery qualified smoothly since her payroll deductions from January–December 2025 met the requirements.

Rowena’s Story – OFW on Vacation

Rowena, an OFW from Dubai, was home for a few months and due to give birth in June 2026. She used the calculator and realized her payments until December 2025 mattered most. She paid voluntary contributions just in time to meet the 3-month minimum rule.

🧮 Step 3: Verify Instantly Using the Calculator

You can skip the manual counting and instantly check your qualifying period using the
👉 SSS Maternity Qualifying Period Calculator 2026

Just enter your Expected Delivery Date (EDD) and see:

Your semester of contingency
Your 12-month qualifying period
Whether you’re eligible for maternity benefits

It’s accurate, fast, and free — perfect for busy moms!

💰 SSS Maternity Benefit Duration and Leave Days

Type of Delivery	Paid Leave Days	Description
Normal Delivery	105 days	Standard duration
Cesarean Delivery	105 days	Same benefit duration
Miscarriage / ETP / Stillbirth	60 days	For pregnancy loss
Solo Parent (Normal/Cesarean)	120 days	With valid Solo Parent ID

⚠️ Common Mistakes to Avoid

Counting the wrong months – Don’t include January–June 2026.
Late payments – Retroactive payments don’t count toward qualification.
No maternity notification – Submit your notice before giving birth.
Assuming past payments qualify – Only those within January–December 2025 are valid.
Wrong due date – Always use the EDD certified by your doctor.

💬 TL;DR (Quick Summary)

EDD: June 2026
Semester of Contingency: January–June 2026
Qualifying Period: January–December 2025
Required Contributions: At least 3 valid months
Use the SSS Maternity Qualifying Period Calculator 2026 to confirm your eligibility.

❓ FAQs

1. What if I give birth earlier than June 2026?
SSS will use your actual date of delivery to recalculate your qualifying period.

2. Can I pay late for past months to qualify?
No. SSS doesn’t allow retroactive payments for maternity eligibility.

3. Does it matter if I changed from employed to voluntary?
No, as long as you paid at least 3 valid contributions within January–December 2025.

4. How do I check my contributions?
Log in to My.SSS → Inquiry → Contributions on the SSS website.

5. I’m a solo parent. Do I get more days of leave?
Yes — 120 days instead of 105, with a valid Solo Parent ID.

❤️ Final Reminder

For June 2026 deliveries, your qualifying period is January 2025 to December 2025.

Make sure your contributions are complete, and confirm instantly using the
👉 SSS Maternity Qualifying Period Calculator 2026

Plan ahead today — your future self (and your baby) will thank you!

SSS Qualifying Period Examples for June 2026 Delivery