SSS Qualifying Period Examples for May 2026 Delivery

If your Expected Delivery Date (EDD) is May 2026, understanding your SSS maternity qualifying period is crucial to ensure you receive your benefits. Many moms mistakenly think that as long as they’re paying this year, they’re automatically qualified — but that’s not always true.

In this guide, we’ll show you exactly which months count for May 2026 deliveries, how to compute your qualifying period step-by-step, and how to confirm your eligibility instantly using the SSS Maternity Qualifying Period Calculator 2026.

🤰 Why the SSS Maternity Benefit Matters

The SSS Maternity Benefit provides financial assistance to female members who cannot work due to childbirth, miscarriage, or emergency termination of pregnancy.

It’s designed to support working moms — whether employed, self-employed, or voluntary members — during recovery.

Kung member ka ng SSS, good news — pwede kang mag-apply basta qualified ka sa requirements.

🧮 Step 1: Identify Your Semester of Contingency

The semester of contingency is made up of:

The quarter of your delivery, and
The quarter before that (total of 6 months).

For an EDD in May 2026:

Quarter of delivery = Q2 2026 (April–June)
Previous quarter = Q1 2026 (January–March)

✅ Semester of contingency: January 2026 – June 2026

These six months are excluded from your qualifying period computation.

📆 Step 2: Count 12 Months Backward

From the first month of your semester (January 2026), count 12 months backward.

That gives you:
January 2025 – December 2025

✅ Qualifying Period: January 2025 to December 2025
You must have at least 3 monthly contributions within this period to qualify.

📊 May 2026 Delivery Summary

Expected Delivery Date (EDD)	Quarter of Delivery	Semester of Contingency (Exclude)	Qualifying Period (12 Months)	Minimum Contributions Required
May 2026	Q2 2026	Q2 2026 + Q1 2026	January 2025 – December 2025	3

💡 Tip: Payments made during January–June 2026 don’t count. Only contributions made within January–December 2025 are valid for your 2026 maternity benefit claim.

👩‍🍼 Real-Life Stories from Filipino Moms

Clarisse’s Story – Office Worker Turned Freelancer

Clarisse from Makati left her office job in 2025 to start freelancing. With an EDD in May 2026, she was worried about missing a quarter of contributions. After using the SSS Maternity Qualifying Period Calculator 2026, she learned that her employee contributions from January–December 2025 qualified her for the full benefit.

Leah’s Story – Market Vendor and First-Time Mom

Leah from Iloilo was due in May 2026 and didn’t know if her voluntary contributions were enough. When she computed using the calculator, she saw her qualifying period was January–December 2025, so she made sure all months were paid before December. Her diligence paid off — she received her 105-day maternity benefit in full.

Dianne’s Story – Public School Teacher

Dianne from Baguio had consistent payroll deductions as an employee. Since her EDD was early May 2026, her qualifying period also covered January–December 2025. Her complete payments ensured her ma