Have you ever wondered, “Pwede ko bang i-download or i-print ang SSS Loan Statement ko?” 🤔 Maybe you need it for office clearance, loan renewal, or just to double-check kung magkano pa ang balance mo. Good news — yes, you can! You can download or print your SSS Salary Loan Statement through your My.SSS online account, and even request a printed copy at any SSS branch.
In this guide, we’ll show you exactly how to do it step-by-step — plus, we’ll explain what your loan statement means, how to compute your remaining balance, and what to do if your records don’t seem updated.
🟢 What Is an SSS Loan Statement?
Your SSS Loan Statement (also called Statement of Account) is a summary of your loan balance, payment history, interest, and due dates. It’s the official record of your SSS Salary Loan and acts like a credit card statement — showing how much you borrowed, how much you’ve already paid, and what’s left.
You’ll need it for:
Tracking your loan balance
Verifying posted payments
Applying for a loan renewal
Documenting for clearance or benefit claims
🟢 How to Download or Print Your SSS Loan Statement Online
You don’t need to visit the branch right away! You can easily get your loan statement online through your My.SSS account.
🟩 Step 1: Go to the SSS Website
Visit the official sss.gov.ph site and click “Member Login.” Use your My.SSS credentials to sign in. (If you haven’t registered yet, click “Register” first and follow the on-screen guide.)
🟩 Step 2: Go to “Loans” → “Loan Info”
Once inside your dashboard, look for the E-Services or Loans tab, then choose Loan Info. You’ll see a list of your loan types — Salary Loan, Calamity Loan, etc. Choose Salary Loan.
🟩 Step 3: View Your Loan Details
You’ll now see a full breakdown:
Loan date granted
Loan amount approved
Monthly amortization
Remaining balance
Payment history
This is your live Loan Statement of Account (SOA) view.
🟩 Step 4: Print or Save as PDF
Click “Print” on your browser or press Ctrl + P (Windows) / Cmd + P (Mac).
Select “Save as PDF” to download it digitally.
Or choose your printer if you want a physical copy.
✅ Pro Tip: Save a copy every few months to keep your own record in case of system updates or discrepancies.
🟢 How to Request a Printed Loan Statement at the SSS Branch
If you prefer a certified printed copy, you can get one from any SSS branch.
What to Bring:
Your SSS ID or any valid government ID
SSS number
Optional: proof of employment or payslip (for verification)
At the counter, request for Loan Statement of Account or Loan Ledger Printout. The staff will print your record showing your payment history and outstanding balance.
🟢 Understanding Your Loan Statement: What Each Part Means
Section
Description
Loan Amount Granted
Total amount approved by SSS (minus service charge).
Monthly Amortization
Fixed amount due monthly for 24 months.
Interest
8% per annum based on diminishing balance.
Service Charge
1% of the approved loan, deducted upon release.
Outstanding Balance
Remaining principal + interest not yet paid.
Payment History
List of all posted payments (with dates).
Penalty
1% per month on unpaid amortization after due date.
🟢 How the SSS Salary Loan Is Computed
Before printing your statement, it helps to know how your loan and balance are computed — so you can understand why numbers change each month.
🟩 Loanable Amount
Depends on your Average Monthly Salary Credit (AMSC):
1-year loan: Up to 1 month of AMSC (max ₱25,000)
2-year loan: Up to 2 months of AMSC (max ₱50,000)
You must have:
36 contributions (with at least 6 in the last 12 months) for a 1-year loan
72 contributions (with at least 6 in the last 12 months) for a 2-year loan
🟩 Interest and Charges
Interest rate: 8% per annum (diminishing principal)
Service charge: 1% deducted upon release
Pro-rated interest: Covers the period between approval and the end of the next month
Penalty: 1% per month if payment is delayed
🟩 Example: Pro-Rated Interest Computation
If your ₱20,000 loan is approved on March 12, 2025, SSS charges interest from March 12–April 30 (50 days).
Annual interest = ₱1,600 (8% of ₱20,000)
Daily interest = ₱1,600 ÷ 365 = ₱4.38
50 days × ₱4.38 = ₱219.18 pro-rated interest (deducted upfront)
Your first amortization starts in May.
🟢 Use the SSS Salary Loan Calculator
Want to see how much you can borrow or how your monthly payments will look? Try the SSS Salary Loan Calculator — it’s a simple online tool that estimates your loanable amount, interest, and amortization based on your contributions.
It’s perfect if you’re planning to apply again or checking how early repayment affects your balance.
🟢 Why You Might Need a Printed SSS Loan Statement
There are many situations where a printed or downloaded statement comes in handy:
Purpose
When It’s Needed
Loan Renewal
To check if 50% of your loan is already paid.
Employment Clearance
Required when resigning or transferring jobs.
Verification of Posting
To confirm if employer remittances were posted.
Personal Recordkeeping
Keeps your own file updated.
Benefit Applications
Sometimes needed when claiming SSS benefits like Maternity or Sickness.
🟢 What If the Download or Print Option Doesn’t Work?
Sometimes, the “Print” button doesn’t show or your browser doesn’t load the SOA properly. Here’s what to do:
Use a different browser. Google Chrome or Microsoft Edge usually works best.
Disable pop-up blockers. The SOA opens in a new window.
Clear cache or try incognito mode.
Try again during off-peak hours (SSS system slows down during heavy traffic).
If it still fails, visit the nearest SSS branch and request a printed copy.
🟢 How Often Should You Check or Print Your Loan Statement?
Ideally, check your SSS loan statement every 2 to 3 months. This way, you can make sure all payments are posted and avoid penalties due to missed deductions or delayed employer remittances.
Tip: Download or print your latest statement before applying for a loan renewal or benefit claim to make sure your account is in good standing.
🟢 Early or Full Loan Payment
Yes, you can settle your loan early or pay in advance without any penalty. To do this, go to any SSS-accredited payment partner and use your Payment Reference Number (PRN).
Early payment helps reduce your interest and makes you eligible for a loan renewal sooner.
🟢 TL;DR Summary
✅ You can download or print your SSS Salary Loan Statement through your My.SSS online account. ✅ It shows your loan balance, payment history, and amortization details. ✅ Save or print it for your personal records or employer verification. ✅ For accurate computations, use the SSS Salary Loan Calculator. ✅ If online printing doesn’t work, visit your nearest SSS branch for an official printed copy.
🟢 Frequently Asked Questions (FAQs)
1️⃣ Can I print my SSS Loan Statement from the SSS Mobile App? Not yet. The mobile app currently allows you to view, but not print or download. Use the My.SSS website for that.
2️⃣ Is there a fee when requesting a printed SOA at SSS? No. Printing your statement at a branch is free for members.
3️⃣ Can I download my SSS loan statement anytime? Yes! The online system is available 24/7, except during scheduled maintenance.
4️⃣ Why is my payment not yet showing on the statement? Employer remittances may take 10–15 working days to reflect. Wait a bit or verify through your HR.
5️⃣ How do I check if my loan is fully paid? Log in to My.SSS → Loans → Loan Info → Payment History. If your balance is ₱0.00, your loan is fully settled.
🟦 Final Thoughts
Having a copy of your SSS Loan Statement — whether downloaded, printed, or requested at a branch — gives you peace of mind. It’s your personal record that shows all your payments and remaining balance, helping you stay on top of your loan.
And if you’re planning to renew your loan soon, make sure to check your eligibility and compute your next loan amount using the SSS Salary Loan Calculator before applying.
With just a few clicks, you’ll have everything you need — no long lines, no confusion, just clear and updated information straight from your My.SSS account.
