Do I Need to Go to an SSS Branch to Apply for the Salary Loan?

No, you don’t need to go to an SSS branch to apply for the SSS Salary Loan — unless you prefer to do it in person. Thanks to the digitization efforts of the Social Security System (SSS), you can now apply for a Salary Loan completely online.

✅ Apply Online via My.SSS

The most convenient way to apply is through the My.SSS Member Portal:

Visit https://member.sss.gov.ph
Log in using your My.SSS account
Go to E-Services > Apply for Salary Loan
Choose your loan details and disbursement method
Submit your application

Once submitted, your loan application will be processed without the need for branch visits.

📱 You Can Also Use the SSS Mobile App

Prefer using your phone? You can apply through the SSS Mobile App, available on both Android and iOS:

Log in to the app
Tap “Loans” > “Apply for Salary Loan”
Follow the on-screen steps and submit

📌 Be sure your Disbursement Account Enrollment Module (DAEM) is updated with your bank account or e-wallet for faster processing.

🏦 When Do You Need to Visit a Branch?

You only need to go to an SSS branch if:

You don’t have a My.SSS account
You need assistance updating your member information
You don’t have a registered disbursement account
Your employer still uses manual certification
You prefer filing over-the-counter for personal reasons

🔢 Know How Much You Can Borrow?

Use the SSS Salary Loan Calculator to check your eligible loan amount and monthly amortization.

👉 Try it here:
SSS Salary Loan Calculator

📝 Summary

❓ Need to visit an SSS branch?	No, online is accepted
🌐 Apply via website	member.sss.gov.ph
📱 Apply via mobile app	SSS Mobile App (Android/iOS)
🏦 Go to branch only if necessary	For account setup or manual certs

In short: You can apply for your SSS Salary Loan from the comfort of your home — no lines, no waiting, and no hassle. Just make sure your records and disbursement details are complete.

👉 Want to know how much you’re qualified for?
Use the SSS Salary Loan Calculator now!