Applying for an SSS Salary Loan is now easier than ever thanks to the Social Security System’s (SSS) fully digital loan process. But once your loan is approved, you’ll notice something in your account called the SSS Loan Voucher — a downloadable document that summarizes your loan details.
Many members ask:
“Do I still need to print my SSS Loan Voucher?”
This guide explains exactly what the SSS Loan Voucher is, whether you need a printed copy, how to access it, and when a printed version might still be useful.
đź“Ś What Is an SSS Loan Voucher?
An SSS Loan Voucher is an official document generated by the Social Security System once your SSS Salary Loan is approved and released.
It serves as your loan release receipt — confirming the exact amount you borrowed, the deductions made, the date of release, and the net proceeds credited to your account.
📄 What’s Inside the SSS Loan Voucher
Your voucher typically contains the following information:
Section
Details Included
Member Info
Your SSS number, name, and application number
Loan Type
“Salary Loan” or “Renewal of Salary Loan”
Loan Amount
The approved gross loan amount
Service Fee
Deducted 1% processing fee
Interest and Charges
10% annual interest rate, computed monthly
Net Proceeds
The final amount credited to your UMID or bank account
Release Date
The exact date when SSS transferred your funds
Amortization Schedule
Monthly deductions and start of repayment date
đź’ˇ Think of the voucher as your official proof that the SSS released your loan successfully.
đź’¬ Do I Need to Print My SSS Loan Voucher?
âś… Short Answer:
No, you don’t need to print your SSS Loan Voucher anymore if you have already received your funds and can access your My.SSS account online.
The SSS transitioned to a paperless system — meaning your voucher is automatically saved in your SSS account under the “Disbursement” or “Salary Loan” tab. You can view or download it anytime using your smartphone or computer.
However, there are still some cases where printing it can be useful — which we’ll cover below.
🖨️ When You Might Need to Print It
Even though digital access is enough in most cases, printing your voucher may still be helpful in these situations:
1. For Personal Record-Keeping
If you prefer to keep a physical folder of all your SSS transactions — especially for future reference or for your employer’s HR records — a printed copy can be useful.
2. When Required by HR or Employer
Some private employers may ask for a copy of your loan voucher for verification, especially if your loan repayments are deducted through payroll deduction.
3. If You Need Proof for Other Agencies
In rare cases, you may be asked to show proof of a government-issued loan (for example, when applying for a mortgage, Pag-IBIG financing, or another SSS benefit). Your voucher serves as official documentation.
4. When You Renew Your SSS Loan
If you apply for a renewal, your old loan details (like the balance and deductions) are verified using your previous voucher. Having a printed copy can help you double-check these amounts easily.
📱 How to Download and Print Your SSS Loan Voucher
You can download or print your voucher in just a few steps:
Under “Inquiry,” click Loans Info → Salary Loan.
Step 3: View your loan details
You’ll see your Loan Application Status, with options to view Disbursement Details or Loan Voucher.
Step 4: Click “View Voucher”
This will open a PDF file showing all the details of your approved loan.
Step 5: Save or Print
You can:
Click Download to save it as a PDF on your device, or
Click Print to produce a physical copy for your records.
đź’» What the Digital Copy Looks Like
A digital SSS Loan Voucher looks just like a printed one — only it’s viewed as a PDF file. It contains your:
Loan application number
SSS number
Full name
Date approved and released
Loan amount
Deductions
Net proceeds
Amortization schedule
You can open it anytime without printing, which helps you track your remaining balance or next payment schedule.
đź“Š How the Loan Voucher Helps You Track Your Loan
The voucher is not just a receipt — it’s also a reference tool for managing your SSS loan repayments.
It Tells You:
When your monthly deductions will start
How much interest you’re paying monthly
When your loan will be fully paid
What your outstanding balance would be for renewal
You can even use this information with the SSS Salary Loan Calculator to estimate your total repayment amount and renewal eligibility.
🧮 Example: How to Use the Voucher with the Loan Calculator
Let’s say your voucher shows:
Loan amount: ₱20,000
Interest: 10% per year
Term: 24 months
Using the SSS Salary Loan Calculator, you can quickly compute your monthly amortization and total payment, helping you plan your finances better.
🏦 SSS Salary Loan Process Recap
For clarity, here’s how the voucher fits into the full SSS loan process:
Step
Description
1. Apply
Submit online via My.SSS or through your employer
2. Approval
SSS reviews your eligibility
3. Disbursement
SSS credits funds to your UMID or bank account
4. Voucher Release
Your SSS Loan Voucher is generated automatically
5. Repayment
Deductions start after two months
6. Renewal
You may renew once half of your loan has been paid
So, the voucher marks the completion of the disbursement stage — confirming the SSS has released your loan.
📎 When You Don’t Need to Print It
You can skip printing your voucher entirely if:
✅ You can access your My.SSS account anytime. ✅ Your employer’s HR already receives digital records. ✅ You keep digital PDFs of all SSS transactions. ✅ You trust the online record as your proof of release.
In these cases, printing adds no extra value — your digital copy is equally valid.
⚠️ Common Mistakes to Avoid
Here are a few things to watch out for when handling your SSS Loan Voucher:
Deleting your PDF without backup – Always save a copy before clearing your downloads.
Relying on screenshots – Screenshots may crop details; keep the original PDF instead.
Printing too early – Wait until the status says “Released” before printing to avoid confusion.
Sharing publicly – Never post your voucher online; it contains sensitive data.
đź’¬ TL;DR Summary
Question
Answer
Do I need to print my SSS Loan Voucher?
Not required — it’s saved digitally in your My.SSS account.
When should I print it?
Only for HR, documentation, or verification.
Where can I get it?
Log in to My.SSS → Inquiry → Loans → Salary Loan → View Voucher.
What’s inside the voucher?
Loan details, release date, deductions, and amortization schedule.
Can I use it for renewals?
Yes, it helps verify your previous loan balance.
âť“ FAQs About SSS Loan Vouchers
1. Is the SSS Loan Voucher required for loan repayment?
No. Your employer or bank automatically deducts payments. The voucher only serves as proof of release.
2. Can I still request a printed voucher at the SSS office?
Yes, but it’s unnecessary since you can download the same document from My.SSS.
3. What if I lost my voucher?
Simply re-download it from your account — it remains stored indefinitely.
4. Can I print the voucher using a mobile phone?
Yes. Save it as a PDF first, then print via a connected printer or local print shop.
5. Does the voucher show my current loan balance?
No. It only shows the original release details. You can view your current balance under “Loan Info” in your SSS account.
🧾 Final Thoughts
You don’t need to print your SSS Loan Voucher anymore — the digital copy in your My.SSS account is already official and valid.
But if you want extra documentation for your own records or for employer verification, it doesn’t hurt to keep a printed copy.
The key takeaway:
As long as you can access your My.SSS account, your loan voucher is always safe, valid, and accessible anytime — no printing required.
To easily understand your repayment schedule and future renewals, try the SSS Salary Loan Calculator — a free tool that helps you estimate payments and plan your finances wisely.
