How Do I Get an SSS Salary Loan Statement for My Employer Salary Loan?

Ever had your HR ask for your SSS Salary Loan Statement, and you had no idea where to get it? Don’t worry — you’re definitely not alone! Many employees who avail of the SSS Salary Loan through their employer get confused about how to view or request their loan statement.

Good news: it’s actually very easy to get your statement, whether you need it for HR, payroll checking, or just to track how much you’ve already paid.

Let’s break it down step by step in this friendly guide. 👇

💡 What Is an SSS Salary Loan Statement?

Your SSS Salary Loan Statement is a document that shows:

The total loan amount approved
Date released
Monthly amortization schedule
Remaining balance
Payment history (what’s been paid and what’s due)

Think of it like a monthly billing statement — but for your SSS loan.
It’s especially useful if your loan was processed through your employer, since they handle the salary deductions and remittances to SSS.

🏢 Getting Your Salary Loan Statement for an Employer Loan

If your salary loan was filed by your employer, there are two main ways to get your statement:

Option 1: Request it directly from SSS

✅ Yes, you can personally request a copy at any SSS branch.

Here’s what to do:

Visit the nearest SSS branch.
Bring a valid government-issued ID (like your UMID, driver’s license, or passport).
Tell the staff you need your Salary Loan Statement for an employer-filed loan.
They’ll check your records and print out your statement on the spot.

💬 Tip: Some branches may ask you to fill out a short request form — keep your SSS number ready!

Option 2: Check it online (no need to visit!)

You can also access your statement through the:

My.SSS Online Portal
→ Log in to https://www.sss.gov.ph
→ Go to “Loans” → “Loan Info” → “Salary Loan”
SSS Mobile App
→ Download the app and log in with your My.SSS credentials
→ Tap “Loans” → “Salary Loan”

From there, you can:

See your loan balance
View your payment history
Download or screenshot your statement (you can print it if HR needs a copy)

🧍‍♀️ What If My Employer Filed the Loan for Me?

Many employers file the loan electronically on behalf of employees.
Here’s what happens behind the scenes:

Your loan is approved by SSS and credited to your employer’s bank account (for payroll release).
Each month, your employer deducts the amortization from your salary.
They remit those payments to SSS.

That’s why sometimes, the statement in your My.SSS account may show delays — SSS only updates once your employer’s remittance is posted.
If your balance seems off, always check with HR to confirm if payments have been remitted.

🧾 Why You Might Need Your Loan Statement

Here are common situations when members request their SSS Salary Loan Statement:

📅 To check how many months are left in the loan term
🧾 To verify if employer remittances are updated
🏦 To apply for a loan renewal (you need to see if at least half is paid)
💼 For HR or clearance requirements when resigning or transferring jobs
💰 For personal records and financial tracking

💰 Quick Refresher: How the SSS Salary Loan Works

Before checking your statement, it helps to understand how the loan is computed.

Loan Type	Required Contributions	Max Loan Amount	Loan Term
1-Year Loan	36 posted (6 within last 12 months)	1 month AMSC (max ₱25,000)	12 months
2-Year Loan	72 posted (6 within last 12 months)	2 months AMSC (max ₱50,000)	24 months

Interest: 8% per year (on diminishing balance)
Service charge: 1% deducted upfront
Late payment penalty: 1% per month

🧮 Want to estimate your possible loan? Try the
👉 SSS Salary Loan Calculator
It gives you an instant idea of how much you can borrow and your monthly payment.

📉 How to Read Your Loan Statement

When you get your statement (printed or online), here’s what to look for:

Section	What It Means
Loan Reference No.	Your unique loan ID
Date Granted	When SSS released the loan
Principal Amount	The approved loan amount
Interest	Charged at 8% per annum
Monthly Amortization	Amount deducted from your salary
Payments Posted	Confirmed remittances from your employer
Outstanding Balance	Remaining unpaid amount

💬 Pro Tip: Compare the “Payments Posted” to your HR payroll slips. If something doesn’t match, show them your SSS statement so they can verify their remittances.

🧠 Common Issues and How to Solve Them

1. My online loan balance looks wrong!

This usually happens because your employer’s payment hasn’t been posted yet. Wait a few weeks, then check again.

2. I changed jobs — how can I continue paying?

If your new employer hasn’t started deducting yet, you can pay directly at SSS or accredited payment centers.

3. Can I get my statement even if it’s fully paid?

Yes! SSS can issue a full payment record showing your cleared loan.

4. What if I lost my printed copy?

No problem — you can always re-request at the branch or print it again from your My.SSS account.

💬 TL;DR (Summary)

Here’s the quick version:

✅ You can request your SSS Salary Loan Statement anytime — at an SSS branch or through My.SSS / SSS Mobile App.
🪪 Bring a valid ID if visiting a branch.
💻 Online statements are available instantly once remittances are posted.
💸 Use the SSS Salary Loan Calculator to estimate your future loans.
🧾 Keep a copy — it’s important for renewals, HR, or personal tracking.

❓FAQs About Employer Salary Loan Statements

1. Can my employer get my loan statement for me?

Usually no — it’s confidential. You, the member, should request it directly.

2. How long does it take to get a printed copy?

Usually within 10–20 minutes at an SSS branch.

3. Can I print my online statement and submit it to HR?

Yes! A printed copy from My.SSS is valid for most HR purposes.

4. Why are my payments not showing in My.SSS?

Your employer’s remittance may still be processing. Allow 1–2 months for posting.

5. Can I request via email?

SSS generally requires in-person or portal requests for verification and privacy.

🌟 Final Thoughts

Your SSS Salary Loan Statement is more than just a piece of paper — it’s your record of financial responsibility with SSS. Whether you got your loan directly or through your employer, knowing how to access your statement helps you stay updated, avoid penalties, and plan your next loan better.

And before you apply for a new one, don’t forget to use the
👉 SSS Salary Loan Calculator
to check how much you can borrow next time.

Stay smart with your SSS benefits — because every peso you manage wisely today means more peace of mind tomorrow.

How Do I Get an SSS Salary Loan Statement for My Employer Salary Loan?