If you have an SSS salary loan, housing loan, or any other loan from the Social Security System, knowing where and how to pay your monthly amortizations is essential to avoid penalties and keep your account in good standing.
This guide will walk you through all the payment channels available to settle your SSS loan, whether online or offline — so you can pay conveniently and on time.
âś… Who Needs to Pay SSS Loans?
Salary Loan borrowers
Housing Loan borrowers
Multi-Purpose Loan borrowers (if applicable)
Other types of loan borrowers under SSS programs
đź’ł Payment Options for SSS Loan Amortizations
You can pay your SSS loan through the following channels:
Tap Pay Bills > Government > SSS Loan Amortization
Enter your loan account details and pay
c. Online Banking
Pay via your bank’s online platform (BPI, Metrobank, etc.)
Look for “SSS Loan” or “SSS Payment” options
Use your SSS loan account number as reference
2. Over-the-Counter Payment
a. Bayad Center
Visit any Bayad Center branch nationwide
Provide your SSS loan account number
Pay cash or card
b. 7-Eleven CLiQQ
Go to any 7-Eleven store
Use the CLiQQ kiosk to pay SSS loans
Pay with cash or card at the counter
c. SM Bills Payment Counters
Available in SM malls nationwide
Provide loan account number
Pay your amortization
d. Other Authorized Payment Centers
Cebuana Lhuillier
Palawan Pawnshop
LBC
And other partner outlets
3. SSS Branches
Visit the nearest SSS branch
Pay your loan amortization in person
Recommended if you want to clarify balances or update loan info
đź“Ś Important Tips
Always keep your loan account number handy — it’s required for payment
Save your payment receipt for proof
Pay on or before the due date to avoid penalties or loan suspension
Check your loan balance regularly via My.SSS or SSS hotline
🧾 How to Check Your Loan Balance
Log in to My.SSS
Go to Loans section
See your current loan balance, monthly amortization, and payment history
🧠FAQs
Q: Can I pay partial loan amortizations?
Usually, SSS requires the full monthly amortization. Partial payments may not be credited properly.
Q: What happens if I miss a loan payment?
Late payments may incur penalties and affect your loan status or future loan privileges.
Q: Can I pay multiple loan amortizations in advance?
Yes, but confirm with SSS or your loan officer first to avoid confusion.
đź’ˇ Final Thoughts
Paying your SSS loan on time is crucial to maintain your good credit standing with SSS and enjoy continuous loan privileges. Luckily, you have plenty of convenient options — from online payments to payment centers near you.
For quick access, My.SSS portal and GCash are among the easiest ways to pay anytime, anywhere.
If you want help navigating online payments or checking your loan balance, just ask!
